Technology

Get the lates on technology in the mortgage industry.

AI Tools Open New Doors for Homebuyers

September 9, 2025

Artificial intelligence is making mortgages more inclusive, especially for Hispanic and underserved communities. Discover how bilingual AI tools are simplifying the process and opening new paths to homeownership.

Could Cryptocurrency Play a Role in Mortgages

Technology

September 9, 2025

Regulators are exploring whether cryptocurrency assets should count in mortgage underwriting. While challenges remain, the discussion signals how quickly the definition of financial readiness is evolving.

Gen Z and First-Time Buyers Are Driving Mortgage Growth

Technology

September 9, 2025

First-time homebuyers, particularly those in Gen Z, are now driving a record share of mortgage originations. In the first quarter of 2025, first-time buyers accounted for 58 percent of agency purchase lending, and Gen Z represented approximately one in four of those loans. FHA lending is fueling much of this growth as younger buyers lean into programs with lower down-payment requirements.