Lower Payments, Greater Flexibility.

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Interest-only loans allow borrowers to pay only the interest portion of their mortgage for an initial period, offering lower monthly payments and increased short-term cash flow.

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Overview:

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This program is designed for borrowers who want flexibility upfront — often investors, high-income professionals, or those expecting higher earnings in the future. By paying interest only at the start, you can allocate funds toward other investments or priorities before your loan transitions into full principal-and-interest payments.

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Key Benefits:

• Lower initial monthly payments
• Greater short-term financial flexibility
• Potential to free up cash for investments or renovations
• Option to refinance into traditional terms later

Who It’s For:

• Real estate investors seeking maximum cash flow
• Borrowers with variable income streams
• Clients expecting increased future income

The AMB Advantage:

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At AMB, we simplify specialty financing with digital tools that let you track your loan terms and future payment changes in real time. Our loan officers ensure you understand the full picture so you can leverage interest-only loans with confidence.