Leverage Rental Income to Qualify.

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Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors, using the property’s rental income—not personal income—to qualify.

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Overview:

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Instead of relying on traditional W-2s or tax returns, DSCR loans evaluate whether a property’s rental income can cover its expenses. This makes qualifying faster, simpler, and tailored for investors building their real estate portfolios.

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Key Benefits:

• Approval based on rental income, not personal income
• Faster, streamlined qualification process
• Flexible terms for investment properties
• Ideal for building or scaling a portfolio

Who It’s For:

• Real estate investors buying rental properties
• Borrowers with strong rental income but complex personal finances
• Clients building or expanding real estate portfolios

The AMB Advantage:

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AMB combines deep investor lending expertise with digital tools that let you track property performance, cash flow, and loan progress in real time.