Qualify Using Assets Instead of Income.

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Asset-based loans let borrowers leverage liquid assets—such as savings, investments, or retirement accounts—in place of traditional income verification.

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Overview:

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Rather than focusing on income or employment, these loans use assets to demonstrate repayment ability. It’s an ideal program for retirees, investors, or high-net-worth individuals who want to use their wealth strategically.

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Key Benefits:

• Qualify using liquid assets like savings or investments
• No income or employment verification required
• Flexible for retirees or high-net-worth borrowers
• Options for luxury and investment properties

Who It’s For:

• Retirees without traditional income
• High-net-worth individuals with significant assets
• Borrowers seeking alternative qualification methods

The AMB Advantage:

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With AMB’s asset-based programs, borrowers gain clarity on how their wealth supports home financing. Our digital platform ensures assets are verified securely and efficiently.