Alex Linardos

Alex Linardos

Alex Linardos is the Marketing Director at AMB Mortgage, where he develops strategy, content, and resources that help homebuyers and real estate partners navigate today’s mortgage landscape with confidence. With a background in brand building and communications, Alex is passionate about making complex financial topics clear, accessible, and relevant.

Articles by 

Alex Linardos

Lower Mortgage Rates Bring Renewed Opportunities

Lower Mortgage Rates Bring Renewed Opportunities

Rates
September 8, 2025

Mortgage rates have dropped to their lowest level in nearly a year, creating new opportunities for buyers and homeowners looking to refinance. Learn what this means for affordability, refinancing activity, and the housing market.

Read more
AI Tools Open New Doors for Homebuyers

AI Tools Open New Doors for Homebuyers

Technology
September 9, 2025

Artificial intelligence is making mortgages more inclusive, especially for Hispanic and underserved communities. Discover how bilingual AI tools are simplifying the process and opening new paths to homeownership.

Read more
New Credit Scoring Model Expands Access

New Credit Scoring Model Expands Access

News
September 9, 2025

Fannie Mae and Freddie Mac are adopting VantageScore 4.0, a model that considers rent and utility payments in credit evaluations. This change is expected to help millions of Americans qualify for a mortgage.

Read more
Protecting Homebuyers from Unwanted Calls

Protecting Homebuyers from Unwanted Calls

News
September 9, 2025

A new law bans most trigger lead solicitations, giving homebuyers more control over their privacy. Learn how the Homebuyers Privacy Protection Act protects consumers and encourages lenders to focus on trust and service.

Read more
Could Cryptocurrency Play a Role in Mortgages

Could Cryptocurrency Play a Role in Mortgages

Technology
September 9, 2025

Regulators are exploring whether cryptocurrency assets should count in mortgage underwriting. While challenges remain, the discussion signals how quickly the definition of financial readiness is evolving.

Read more
Gen Z and First-Time Buyers Are Driving Mortgage Growth

Gen Z and First-Time Buyers Are Driving Mortgage Growth

Technology
September 9, 2025

First-time homebuyers, particularly those in Gen Z, are now driving a record share of mortgage originations. In the first quarter of 2025, first-time buyers accounted for 58 percent of agency purchase lending, and Gen Z represented approximately one in four of those loans. FHA lending is fueling much of this growth as younger buyers lean into programs with lower down-payment requirements.

Read more
Back to blog posts